Read the latest news and articles from the Gem & Co team
Financial planning is all about helping you to reach your life goals. Ultimately, the objective is for your wealth to allow you to achieve all the things you want to do now and in the future. That might be as simple as being able to relax and enjoy a comfortable retirement or helping your children
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When was the last time you stopped and paid attention to the sounds around you? It’s easy to become accustomed to the racket of your busy life – honking traffic, dogs barking, phones ringing – but just because you can ignore the constant noise doesn’t mean you should. A 2006 study on music unexpectedly discovered
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AI technology is presenting lots of opportunities for businesses to improve efficiency, but it’s also being used by scammers. To protect your assets, it’s more important than ever that you’re vigilant and aware of how criminals might target you. While you might think of scams as being rare, they could be more widespread than you
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Trade wars and fears that tariffs could spark recessions meant investment market volatility continued in March 2025. Read on to find out more about some of the factors that may have affected the value of your investments recently. The Organisation for Economic Co-operation and Development slashed the growth forecast among advanced economies this year due
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Rebalancing is the practice of realigning the components of a portfolio of investments back to a target allocation from which it has drifted away. Naturally, the process is contrarian and results in selling the things that have done well and buying more of what has done less well. To some, this may feel painful, but
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As the old saying goes, investing is simple but not easy. It is simple to look back at market data today and wish that we had, for example, owned more US equities and less UK and emerging market equities over the past ten years, given their annualised returns of around 14.5%, 5.0% and 6.5%, respectively.
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Most investors – at some time – will be either tempted to time when to be in or out of equity markets – or wish they had when markets fall. It would be great to be able to capture the upsides and avoid the downsides, but that is wishful thinking. Investors may well underestimate the
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