Read the latest news and articles from the Gem & Co team
Financial planning is all about helping you to reach your life goals. Ultimately, the objective is for your wealth to allow you to achieve all the things you want to do now and in the future. That might be as simple as being able to relax and enjoy a comfortable retirement or helping your children
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When was the last time you stopped and paid attention to the sounds around you? It’s easy to become accustomed to the racket of your busy life – honking traffic, dogs barking, phones ringing – but just because you can ignore the constant noise doesn’t mean you should. A 2006 study on music unexpectedly discovered
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Trade wars and fears that tariffs could spark recessions meant investment market volatility continued in March 2025. Read on to find out more about some of the factors that may have affected the value of your investments recently. The Organisation for Economic Co-operation and Development slashed the growth forecast among advanced economies this year due
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AI technology is presenting lots of opportunities for businesses to improve efficiency, but it’s also being used by scammers. To protect your assets, it’s more important than ever that you’re vigilant and aware of how criminals might target you. While you might think of scams as being rare, they could be more widespread than you
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Data released by Scotland’s largest health board has highlighted the potential challenges families could face if a loved one doesn’t have a Power of Attorney in place. According to a BBC report, in NHS Greater Glasgow and Clyde, a third of patients who are delayed getting out of hospital are stuck because they don’t have
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When people think about financial wellbeing, they often link it to frugality or building wealth. Yet, an effective financial plan isn’t always about that, sometimes, it might make sense to spend more. It can be difficult to get your head around. After all, as a child, you’re often taught that being sensible with money means
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Everyone has made an impulsive financial decision that they end up regretting later. While these hasty decisions might feel right when you initially make them, they have the potential to harm your long-term finances. Some impulsive decisions might have little effect on your overall financial wellbeing. For example, picking up a treat when you’re grocery
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This guest blog was written by Chris Budd who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast. Our approach to money can be a great enabler of wellbeing. It can
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This guest blog was written by Chris Budd who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing, and has written more than 100 episodes of the Financial Wellbeing Podcast. One would imagine that the way we spend money makes us happy. However,
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Periods of volatile markets can feel unsettling, especially when the news headlines are shouting loud. To own a share in a company means to stake a claim in the future cash flows associated with ownership. Profits can be distributed to stockholders through dividends or share price appreciation. These expected future cash flows carry a high
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