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It’s been 40 years since Back to the Future delighted cinema-goers with its time-travelling adventure. Teenager Marty McFly discovers the power of the “ripple effect”, and it’s something that could be valuable when you’re creating a financial plan as well. One of the plot devices in Back to the Future is the ripple effect –

Uncertainty continued to lead to market volatility in May 2025. However, there was some good news for investors as some markets recovered the losses they experienced in April 2025. Read on to find out more and what factors may have influenced your portfolio’s performance recently. While market movements may be worrisome, remember, it’s a normal

New research suggests that our cognitive skills can start declining by age 30, if not earlier. If maintaining your health as you get older is one of your top priorities, it’s important to include mental workouts in your exercise regime as well as physical activity to keep your brain sharp. Read on to discover 10

If you’ve been keeping up with the news recently, you’ll likely know that global economic growth is under increasing pressure. In February 2025, the Bank of England halved its forecast for UK growth this year from 1.5% to just 0.75%, the BBC reports. Meanwhile, the Guardian reveals that US Gross Domestic Product (GDP) shrank by

Achieving “financial freedom” is an aspiration many people have. Yet, it can mean different things to each person and is influenced by other lifestyle goals, so defining how to measure it for you could help you turn it into a reality. Securing financial freedom so you can retire with confidence is a common goal. A

When deciding how to invest your money, it can be tempting to seek the familiar. Indeed, familiarity bias, where investors stick to what they know, is a common type of financial bias. Yet, it could lead to an unbalanced portfolio. Read on to find out why and what you can do to overcome this bias.

Technology has made it easier than ever to invest and review the performance of your portfolio. Yet, it could also be harming your decision-making skills and the way you approach managing your finances. Understanding when and how technology has the potential to negatively affect your investments could mean you’re better able to spot and then

This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast. Financial wellbeing is a broad term that encompasses all aspects of the relationship

This guest blog was written by Chris Budd who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast. Each of us has a set of beliefs, borne out of our experiences.