Month: February 2023

ISAs have been around for more than two decades, but they’ve changed significantly since they were first introduced. This guide can help you understand why using an ISA to save or invest could be a valuable part of your financial plan.  Read the guide to find out: Why ISAs are a tax-efficient way to save

Investors should expect further volatility in the markets in 2023, experts suggest. Economies around the world are facing recession due to factors including high inflation and rising interest rates. The International Monetary Fund’s Kristalina Georgieva predicts that a third of the global economy will be in recession this year. The World Bank also has a

Whether you want to take a closer look at iconic fashion trends or contemporary art, there are incredible exhibitions taking place across the UK this year. These are just a selection of shows that could make the perfect day out.  The Rules of Art?, The National Museum of Cardiff, Cardiff Until 4 June 2023 What

This year’s theme for International Women’s Day is “embrace equity”. While huge strides have been made in improving financial independence for women, there’s still a significant gap. It could harm your overall wellbeing and your options in the future.  If you want to take steps to improve your long-term financial security, there are things you

A survey from Nationwide suggests that many people aren’t being as diligent at guarding their personal information as they should be, despite the number of identity theft cases doubling between 2021 and 2022.  The poll found that 11% of women and 23% of men have had their identities stolen. Falling victim to identity fraud could

Are you worried about Inheritance Tax (IHT) or how you’ll pass on your wealth to loved ones? For some people, pensions can provide a way to tax-efficiently leave wealth to family. Here’s what you need to know.  While IHT currently affects around 1 in 20 estates, it’s a concern for many families. As key IHT

Soaring costs could mean that retirees face a shortfall if they haven’t considered the impact of inflation when planning for retirement. One of the areas you may have overlooked is how the cost of care has changed.  While needing care or support later in life can be difficult to think about, doing so can mean

When you think about retirement planning, what challenges come to mind? While ensuring you have enough saved and that you don’t run out of money are common concerns, there is one you may have overlooked: changing from a saving to a spending mindset. To secure your retirement, putting money away has likely become a habit

When you’re deciding how to pass on assets and who you want them to go to, understanding their value, and how this might change, is crucial.  Last month, you read about why estate planning should be part of your overall financial and life plan. Now, read on to discover why getting to grips with what