Read the latest news and articles from the Gem & Co team
As the old saying goes, investing is simple but not easy. It is simple to look back at market data today and wish that we had, for example, owned more US equities and less UK and emerging market equities over the past ten years, given their annualised returns of around 14.5%, 5.0% and 6.5%, respectively.
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As a parent, your child facing an illness could affect your finances just as much as becoming ill yourself. Appropriate financial protection could offer you a safety net when you need it most, including if you need to take a long period off work to care for your child. Read on to find out how
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Embarking on a holiday is about more than simply sightseeing – it’s also your chance to experience new and tantalising local dishes from around the world. An increasing number of people worldwide enjoy exploring exotic flavours during their time abroad. Acorn Tourism Consulting states that food tourism is one of the world’s largest and fastest-growing
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Understanding your income in retirement can feel overwhelming at first, but taking it one step at a time is a great way to ease the tension that planning for the future can create. By following these steps, you can look to paint a clear picture of where you stand now and whether your pension can
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More and more young people are now saving into a pension, but it can be a confusing affair and it’s easy to become disengaged with the subject if you’re not sure of how it all works. The sooner you start taking an interest in your pension (and what it means for your future) the better
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There are many good reasons to consider investing, from building up a deposit to buy a home to saving for a comfortable retirement. If you’re looking to begin investing, here are a few simple factors to consider if want to achieve your investment goals whilst minimising your risks. Know what your goals are Before you
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Amidst the current uncertainty on the market, it can be hard to know how best to manage your money. With ISA interest rates currently at a low, you may be wondering whether to stick with one or move your money to an alternative option. You might even be considering investing. It’s important to understand what’s
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In light of the COVID-19 pandemic, and the resulting social distancing and travel restrictions, more and more of us are now working from home. Even as restrictions slowly begin to be lifted, home working looks set to continue indefinitely for some. While certain businesses are delaying their return to the office due to safety concerns,
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Technology plays an increasingly important role in our lives, and while many of us might be used to the likes of Siri and Alexa helping us with our day-to-day tasks, having robots help us with our finances isn’t necessarily something that’s front of mind. But the technology exists, and although it’s still a growing market
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How do you rate your work-life balance? It’s not uncommon for workplace pressures to affect our personal lives but, left unchecked, it can affect overall wellbeing and your health too. An unhealthy work-life balance can leave us feeling irritable, struggling to focus and even affect physical health. If you want to readjust your work-life balance
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Investing is a crucial part of a financial plan for many people. If you’re considering investing, whether for the first time or expanding your current portfolio, our new guide can help you understand what you should think about first. Among the topics covered in the guide are what to consider when choosing between saving and
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Many countries around the world have eased lockdown measures allowing businesses to reopen and resume economic activity. Some positive signs are coming from economic data but there remains a significant level of uncertainty and measures could be reintroduced if the Covid-19 infection rate continues to rise again. UK In July, Chancellor Rishi Sunak delivered a
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Our heritage sites and stately homes are starting to open up again and welcome guests. If you’re planning a summer day trip, why not stop by one of these homes steeped in history, stunning to look at and surrounded by beautiful gardens? Here are ten of our favourites from around Britain. 1. Blenheim Palace, Oxfordshire
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