Month: August 2026

Time passes quickly, and before you know it, your child has gone from taking their first steps or saying their first words to starting school. You’ll want to do all you can to set them up for a successful future, but it can be challenging to know where to begin. You might need to prepare

Cryptoassets may not be regulated financial products, so please be aware that trading them carries a considerable amount of risk for your capital. Cryptocurrencies are also not covered by existing consumer protection laws and are not suitable for the majority of investors. Cryptoassets are still relatively new, so it’s no surprise that they’re surrounded by

Selling your business is often a goal you’ve been working towards for years. But viewing it as the finish line, rather than the start of a new journey, could lead you to overlook steps that make the next chapter of your life more enjoyable.  Entrepreneurs often find that their personal goals and finances become entwined

Ongoing conflict in the Middle East and investor concerns that technology companies are overvalued continued to affect market performance. Read on to find out how these factors and others may have impacted your investment portfolio in July 2026.  Markets started the month with a sell-off of chip stocks as investors lost enthusiasm for AI. Asian

A cashflow model isn’t a one-off exercise. If you want to use it to inform your financial decisions, regular updates are essential. A cashflow model is a visual representation of your wealth and how it might change in the future. While the result cannot be guaranteed, it could be a useful tool that helps inform

Have you ever made an investment mistake? Looking back at what led to the mistake could help you identify potential triggers that might prevent you from repeating the error.  When you first think about why an investment decision was “bad”, the lower-than-expected investment returns may be what comes to mind. As you contemplate what led

Most people are confident they could spot a scam if they were targeted. However, it could be more difficult than you think, especially as fraudsters are increasingly using sophisticated techniques to mislead victims.  According to a survey from Which? (7 April 2025), 9 in 10 people believe they could identify a scam email or text.

This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 130 episodes of the Financial Wellbeing Podcast.  Sometimes, we need to take something away in order to allow other

As the main summer holiday season usually ends in early September, this can be a great time to make your own travel plans.  The “shoulder season” in September and October sits between the peak holiday time of summer and the off-peak time of winter.  Choosing this autumn window for your holiday means you can often