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The last couple of years have been challenging for investors. Factors outside of your control are likely to have led to your portfolio experiencing volatility.  However, while market performance often grabs news headlines and your attention, the short-term movements of your portfolio shouldn’t be your main focus.  Market volatility characterised the first half of 2022

The cost of living is rising. Reviewing your finances now is crucial for understanding what effect inflation could have on your lifestyle and long-term plans. Inflation was at an almost 40-year high. In the 12 months to August 2022, it was 9.9%.  There are several factors contributing to rising inflation, including the conflict in Ukraine,

When you start thinking about how you’ll create an income in retirement, it’s probably your pension that comes to mind. Yet, if your estate could be liable for Inheritance Tax (IHT), it could make sense to use other assets first.  IHT is paid after you pass away if the value of all your assets exceeds

It can be easier than you think to lose your retirement savings. In fact, estimates suggest thousands of savers have forgotten about pensions that could support their retirement goals. 31 October marks National Pension Tracing Day, so it’s the perfect time to review your savings and see if you could reclaim lost money. As you

Buy-to-let properties can provide an additional income stream and help you to support your goals. As a result, becoming a landlord is something you may have thought about. For example, you may want to purchase a buy-to-let property to diversify your assets or provide children with an inheritance. One of the most common reasons is

The ongoing war in Ukraine, rising interest rates and soaring inflation could be pushing some economies towards recession in the coming months. This uncertainty has caused real volatility in global stock markets. Indeed, 2022 was the worst first half of the year for developed market equities in more than 50 years. As an investor, you

Sleep might be something you don’t give much thought to, but a good night’s sleep is vital for your wellbeing. If sleep is something you struggle with, you’re not alone. According to a YouGov poll, 1 in 8 Brits says they have trouble falling asleep every night. And around a quarter of people say they

Are you looking for ways to make your day easier? If you’ve just been using Chrome to browse online without using any extensions, you could be missing out. Whether you’re working or trying to tackle personal admin, Chrome extensions could help you be more productive. Here are eight excellent extensions that could make your work

On 5 September, the UN’s International Day of Charity encourages people to get involved with philanthropic activities. It’s the perfect time to think about donating to good causes. Considering how to give tax-efficiently could benefit charities and you. Here are five ways you can make the most of tax allowances. 1. Boost your donations with

As a self-employed worker, it can be more difficult to manage your finances. Your income may vary or not be as reliable as those who are employed. According to a study from Scottish Widows, almost half of self-employed workers said their income fluctuates. The research suggests that self-employed people could be more susceptible to income