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When you’re thinking about your financial plan, what are your priorities? Often, passing on wealth and helping children or grandchildren realise their own goals is important.  Despite a period of economic uncertainty, a survey from Scottish Widows found that 77% of UK households are still planning for the financial wellbeing of other generations. This could

Recently, you may have read headlines about how pension funds were close to collapsing. Naturally, you may be worried about your retirement savings and what protection is in place. Read on to find out.  In September, former chancellor Kwasi Kwarteng delivered a mini-Budget that included aggressive tax cuts. It led to market volatility and the

When you need to process information, it’s common to take shortcuts and rely on bias. It’s an approach that can be useful in some situations, but it can also lead to decisions that aren’t right for you. If you’re making financial decisions, you know you should focus on facts, but emotions and other influences can

It has been a tumultuous year in British politics, with three prime ministers and four chancellors holding office. After the calamitous “mini-Budget” ushered in the demise of Liz Truss and Kwasi Kwarteng, new chancellor Jeremy Hunt has delivered his first autumn statement. Hunt’s speech came at a tricky time for the UK economy, with inflation

If you want some festive cheer, a Christmas market is perfect.  From stalls filled with seasonal treats to entertainment like carol singers, they can really put you in the mood for the holidays. Whether you want to visit an event locally or combine it with a weekend away in Europe, there are hundreds of Christmas

Much of 2022 has been marked by investment volatility and economic uncertainty, and October was no different. According to the International Monetary Fund (IMF), there is a rising risk of a global recession. The organisation downgraded its global growth forecast for 2023 to 2.7%. It said financial instability was linked to shocks caused by the

Life is a long journey and many retirees are looking forward to going on an adventure. You finally have the free time to do all the things you may have put off in place of work and other commitments. According to AgeUK, for many recent retirees, one of the things that catch them off-guard is

As December approaches, you can almost smell the Christmas season in the air. Your trip to the local shops now suddenly has a familiar backing track of seasonal jingles.  Coca-Cola trucks traverse the nation, John Lewis prepares to make families feel extra emotional with a new advert cut to a catchy pop cover, and a

Scammers are taking advantage of financial worries as the cost of living rises. It’s more important than ever that you remain alert to potential fraud.  According to Citizens Advice, scammers have targeted more than three-quarters of adults this year – a 14% increase when compared to this time last year. The Financial Conduct Authority (FCA)

The soaring cost of living is placing pressure on many household budgets. Figures suggest that some are turning to borrowing to help bridge the gap. However, this solution may not be sustainable, and you should consider what’s responsible if you’re increasing loans, credit cards, or other forms of borrowing. In the 12 months to October