Read the latest news and articles from the Gem & Co team
October 2025 proved to be a positive month for many investors, with markets reaching record highs. Read on to find out more about what factors may have affected your portfolio’s performance. Remember to take a long-term view when assessing your investments and consider your risk profile when making decisions. Markets experienced record highs, but investor
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Music is one of life’s simple pleasures. It’s also powerful, proven to boost your wellbeing and make you happier, smarter, and more productive. Whether you’re playing or listening, a musical interlude is an easy way to switch off from the world and immerse yourself in some soothing sounds. Equally, lively music can be great if
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In life, the finest wisdom often comes from the most unexpected places. So, you may be surprised to learn that Jane Austen – one of the most revered romance authors of all time and a paragon of women’s literature – has anything to teach you about the modern world of finance. Born in Hampshire in
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October 2025 proved to be a positive month for many investors, with markets reaching record highs. Read on to find out more about what factors may have affected your portfolio’s performance. Remember to take a long-term view when assessing your investments and consider your risk profile when making decisions. Markets experienced record highs, but investor
Read more
Music is one of life’s simple pleasures. It’s also powerful, proven to boost your wellbeing and make you happier, smarter, and more productive. Whether you’re playing or listening, a musical interlude is an easy way to switch off from the world and immerse yourself in some soothing sounds. Equally, lively music can be great if
Read more
You may be diligently saving a nest egg for children or grandchildren. Yet, without financial education, your efforts might not be as useful as you expect. Research suggests many children aren’t receiving sufficient financial education at school, leaving them ill-equipped to manage their finances as adults. Financial education was added to the national curriculum in
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An estate plan sets out how you’d like your assets to be managed and distributed during your life and when you pass away. It often involves thinking about difficult topics, such as what are your funeral preferences or who you’d like to receive heirloom possessions. Once you’ve created an estate plan, it can be tempting
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The importance of saving is drummed into us from a very early age. As a child, for example, you may have had a moneybox and been encouraged to save your spare coins. As you get older, this extends into saving for university, saving up for a house, saving for retirement, and so on. But what
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What’s the most important factor affecting the performance of your investments? Your mind might jump to the ups and downs of the market, and they do have an effect. When share prices rise, so too will the value of your portfolio. However, the markets aren’t the starting point of a successful investment: your mindset is.
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Last month, you read about how retirement is changing, with almost half of workers aged over 50 exploring phasing into retirement. There are plenty of reasons why more people are considering a gradual retirement, including the emotional and financial benefits this option could offer. A gradual retirement could help you retain a sense of purpose
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This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast. Financial planning is really very simple. You just work out what you
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