Read the latest news and articles from the Gem & Co team
After months of speculation and rumour, chancellor Rachel Reeves has delivered the Autumn Budget for 2025. In this update, we’ll explain the key changes and what they mean for you. Last year, in her maiden Budget, the chancellor sought to balance the public finances with tax rises to cover a reported £22 billion black hole.
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In life, the finest wisdom often comes from the most unexpected places. So, you may be surprised to learn that Jane Austen – one of the most revered romance authors of all time and a paragon of women’s literature – has anything to teach you about the modern world of finance. Born in Hampshire in
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Average life expectancies have increased significantly in recent years, both in the UK and the rest of the world. While people living longer is always good news, it also brings new challenges for your health and, crucially, your finances. Maintaining your physical and mental wellbeing over a longer life requires more than just good luck.
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Trade tariffs continued to affect investment markets in June 2025, though uncertainty did start to ease. However, rising tensions in the Middle East may have affected the performance of your investments. Read on to find out more. Remember, it’s often wise to take a long-term view of your investments when reviewing returns, rather than focusing
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Generation Z, people born between 1997 and 2012, are more likely to take a career break from work than any other generation. Sabbaticals are an extended break from your job that last long enough for you to fully relax and distance yourself from your work life, often ranging between a month and a year, or
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Managing your tax liability could help reduce your overall tax bill and get more out of your money. If you’re unsure how and when you might pay Dividend Tax, read on to find out. A dividend is one way a company can distribute profits to shareholders. You might receive dividends if you hold shares in
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A career break could be fantastic for your life plans. It may allow you to take time away from work to raise children, pursue education, travel the world, or follow other dreams. Yet, it could also harm your security in retirement, so a long-term plan might be important. A May 2025 article published by Protection
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Opting for a “boring” investment strategy could be the route to returns that allow you to make exciting lifestyle decisions in the future. If you’re looking for excitement in your investments, read on to find out why that approach could lead to disappointments. The media can make investing seem exciting When you’re reading financial headlines,
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Facing challenges later in life that might mean you need to rely on care can be difficult to think about. Yet, planning for care may be an important part of your overall financial plan and provide security should you need support in the future. Read on to find out how care services could affect your
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This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast. Thinking about the future can be a source of both wellbeing and
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This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast. Life can be complicated, can’t it? There are so many distractions, sometimes
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