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On 29th March 2015 the Sunday Telegraph published a guide entitled ‘The UK’s top rated financial advisers’. This included a list compiled by VouchedFor.co.uk* as a result of client reviews and ratings on their consumer website. GEM & Co Financial Planners, Elliott Swatton & Gareth Rees are once again listed as the top rated Independent Financial
Read moreThe focus in March inevitably turned towards the UK Budget – delivered by Chancellor George Osborne on March 18th – and the forthcoming General Election, with the two main parties currently running neck and neck in the opinion polls. It was therefore easy to overlook significant events that happened at the beginning of March. The
Read moreMost business owners go into business planning to make profits and to maximise the value of the business ready for selling when they exit. Then many fail to either maximise or extract their business’ value, because they don’t have the strategy to do so. This should include a plan to ensure that the business is
Read moreDuring the 2015 Budget announcement, the Chancellor, George Osborne revealed a new type of ISA, to be made available to the public in the Autumn of this year. The Help to Buy ISA is sure to be of interest to young people in particular, or to parents with children who are currently in the process
Read moreRather than talk about all aspects of the budget yesterday, I thought I would focus on one particular area – the reduction in the lifetime allowance from £1.25million to £1million. There has been a trend in recent years for the allowance to fall and the Chancellor has again chosen to reduce the burden on the
Read moreThe Pensions Minister, Steve Webb, has launched a “full-frontal assault” on pension fund charges, proposing a cap on the management fees of certain new pension schemes. He points out that while management fees of small percentages sound low, they accumulate to become large sums of money over a lifetime. The point he makes about the
Read moreAre you relishing the arrival of your retirement, whenever it may be due? A recent survey from Aegon found that whilst people continued to have positive aspirations for retirement, there was nevertheless a widespread lack of confidence that retirement would actually deliver. With careful planning though, you can address all of your potential concerns and
Read more1 – How long will my money have to last? We now tend to live longer. An average 65 year old in good health is expected to live for another 24 years and one in four people could now live to see their 95th birthday. Our retirement savings are going to have to last us for
Read moreAt last! A full house, ladies and gentlemen. For the first time since we started this bulletin all the major world stock markets moved resolutely upwards in February. Some by a little, some by a lot and some – step forward the UK – finally breaking through a previous high from the last century. Whether
Read moreIt’s only two months ago – on December 3rd – that Chancellor of the Exchequer George Osborne delivered his Autumn Statement. But we’re now just a few weeks away from his last Budget before the General Election, which will be held on May 7th. When Osborne delivered his Autumn Statement he was relatively optimistic. Britain
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