Read the latest news and articles from the Gem & Co team
Introduction Well, what a splendid month October was, with all the major world stock markets that we cover in this Bulletin skipping merrily upwards. Germany and China led the way with gains of 12% and 11% respectively, and if you only looked at the figures you’d be quite justified in thinking that everything in the
Read moreNational Insurance contributions go towards things like your State Pension but they don’t count towards the costs of social care. This type of care is managed by your local authority and generally comes at a price. That is why you have to apply directly to them if you need help with paying for long-term care.
Read moreAn April 2015 article reviews the cost of studying at university in the UK, giving food for thought for would-be undergraduates and their families. UK tuition fees are frequently under the media spotlight, following price hikes for home students in recent years. But the overall cost to study in the UK, according to an April
Read moreGEM & Co Financial Services wins Service Excellence at the Merton Best Business Awards Gem & Co Financial Services has been recognised as the number one business in Merton for service excellence. At a gala ceremony at the All England Lawn Tennis Club on 24th September, Gem & Co won the Merton Best Business Award
Read moreThe end of September, and the end of the third quarter of 2015 – a quarter which, as all the financial press reported, was the worst for global equities since 2011. As CNBC put it: A sustained collapse in commodity prices, China’s stunning market rout followed by its shocking currency devaluation as well as fears
Read moreA recent Standard Life article suggests that in simple terms, you probably shouldn’t be worried about recent market falls. Most of us are investing over the long term, and significant market falls happen periodically. Generally, the wrong thing to do when markets fall by a reasonable margin is to panic and sell out of
Read moreStrategic reports provide ‘very little insight’ into future prospects. Many strategic reports contain a mass of annual data and text, which is largely backward looking, finds a PriceWaterhouse (PwC) study. Information disclosed in companies’ annual reports is being buried in a mass of annual data and text, presenting investors with a tough challenge to unearth
Read moreA single Lifetime ISA for everyone should be created with all tax reliefs on pension contributions being scrapped, a leading figure at the Centre for Policy Studies (CPS) has proposed, according to an article published by the CPS. Research Fellow Michael Johnson said the opportunity has come for a radical overhaul of savings after the
Read moreOn Sunday 24th August, Tooting and Mitcham United FC hosted the first ever Merton Business Group 7-a-side football competition and GEM & Co Financial Services were invited to take part. Gareth, Mat and Luca from GEM represented the company with the rest of the team of ten consisting of family members and friends including four
Read moreAccording to HM Revenue & Customs’ (HMRC) policy paper, ‘Restricting Financial Cost Relief for Individual Landlords’ it’s not just mortgage interest to which the change in tax relief applies. As well as mortgage interest, finance costs include interest on loans to buy furnishings and fees incurred when taking out or repaying mortgages or loans. The
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