Read the latest news and articles from the Gem & Co team
The new tax year will start on 6 April 2026, and many of your important allowances and exemptions will reset. Checking whether you could use these valuable allowances before the end of the 2025/26 tax year on 5 April 2026 might help your money go further. Before you make any decisions, ensure that you understand
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Cryptoassets are not regulated financial products so please be aware that trading them carries a considerable amount of risk for your capital. Cryptocurrencies are also not covered by existing consumer protection laws and are not suitable for the majority of investors. Cryptocurrency has become a common investment for people in recent years. Indeed, more people
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Geopolitical tensions and threats of trade tariffs continued to impact global investment markets at the start of 2026. Read on to find out what factors may have affected your investments at the start of 2026. Markets experienced highs, but geopolitical tensions continue to cause volatility On 2 January, the first day of trading in 2026,
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When you’re balancing work and the wellbeing of your loved ones with everyday tasks, you may find that life gets incredibly busy. When you feel you rarely get a moment’s peace from the minute you wake up to the time you go to bed, you may feel mentally drained and short-tempered. These busy schedules often
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If you’re saving for retirement, you will want to get the most out of what you’re putting into your workplace or private pension. Fortunately, there are plenty of tax efficiencies when you save your wealth into a pension. Indeed, any investment returns generated within your fund are typically free from Income Tax and Capital Gains
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Going through a divorce is difficult, and it’s normal to experience a loss of control. It can be tempting to turn away from difficult topics, such as those relating to your finances, because they feel overwhelming. However, tackling them head-on could help you regain your confidence and offer clarity about your future. If you’re recently
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Mistakes, financial or otherwise, are a part of life, and it’s normal to make them from time to time. While mistakes can be frustrating, moving past them is important. Holding onto mistakes and letting them dictate the decisions you make now could cause problems. For example, feeling embarrassed about a financial mistake could lead you
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There’s more to being a successful investor than following the latest market trends and tips. Setting out a strategy that’s right for you could allow you to balance risk against your goals. Last month, you read about the importance of defining what success means for you. With your goals outlined, you can start to think
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This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast. The new year is a time when we take a moment to
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After a year filled with uncertainty and rising trade tensions, markets were calmer in December 2025. Find out what may have affected the performance of your portfolio at the end of the year. Market volatility eased in December 2025 Markets were downbeat at the start of the month. Most European markets were in the red
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