Read the latest news and articles from the Gem & Co team
It’s been 40 years since Back to the Future delighted cinema-goers with its time-travelling adventure. Teenager Marty McFly discovers the power of the “ripple effect”, and it’s something that could be valuable when you’re creating a financial plan as well. One of the plot devices in Back to the Future is the ripple effect –
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Uncertainty continued to lead to market volatility in May 2025. However, there was some good news for investors as some markets recovered the losses they experienced in April 2025. Read on to find out more and what factors may have influenced your portfolio’s performance recently. While market movements may be worrisome, remember, it’s a normal
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New research suggests that our cognitive skills can start declining by age 30, if not earlier. If maintaining your health as you get older is one of your top priorities, it’s important to include mental workouts in your exercise regime as well as physical activity to keep your brain sharp. Read on to discover 10
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Globally, inflation and recession risks continued to affect markets in November. Head of the International Monetary Fund (IMF) Kristalina Georgieva suggested that inflation could be nearing its peak. However, the Organisation for Economic Cooperation and Development (OECD) urged central banks around the world to keep raising interest rates to tackle moderate levels of inflation. So,
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It’s the season for giving. While wrapping presents for your family and friends is probably on your mind at this time of the year, you may also want to give back to your local community. There are lots of ways you can support others over the festive season. 1. Shop at local, independent businesses If
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The festive season is almost here, and it’s the perfect time to stay in the warmth and get out board games. Whether you’re planning a cosy night in with your partner or having your family over for party games, these excellent options will guarantee a fun evening. Games that are perfect for 2 players 1.
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Experts are predicting that the UK will face a recession in 2023. While it can be tempting to react to this news by changing your investment strategy, sticking to your long-term plan makes sense for most investors. Read on to find out why. Several factors are contributing to economic uncertainty, including high inflation and concerns
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Creating financial security for your family if the worst should happen can be difficult to contemplate. However, it’s something that can ensure the people most important to you are taken care of. If you’ve yet to take out financial protection that would give your loved ones financial security if you passed away, there are two
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When you’re thinking about your financial plan, what are your priorities? Often, passing on wealth and helping children or grandchildren realise their own goals is important. Despite a period of economic uncertainty, a survey from Scottish Widows found that 77% of UK households are still planning for the financial wellbeing of other generations. This could
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Recently, you may have read headlines about how pension funds were close to collapsing. Naturally, you may be worried about your retirement savings and what protection is in place. Read on to find out. In September, former chancellor Kwasi Kwarteng delivered a mini-Budget that included aggressive tax cuts. It led to market volatility and the
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When you need to process information, it’s common to take shortcuts and rely on bias. It’s an approach that can be useful in some situations, but it can also lead to decisions that aren’t right for you. If you’re making financial decisions, you know you should focus on facts, but emotions and other influences can
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