Month: June 2022

Investment markets in May experienced volatility amid concerns that economies could fall into a recession as inflation pressure remains high. While you may be worried about the volatility your investments have experienced, keep your long-term goals in mind. A long-term time frame can help smooth out the peaks and troughs of markets. This is because,

Travelling doesn’t have to just get you from A to B. These stunning train journeys can evoke the feel of a bygone era of luxury train travel through scenic Europe. Luxury train journeys were first introduced in the 1860s, with the Orient Express becoming the most well known. Originally, it travelled from Paris to Istanbul

More people than ever are embracing lifestyle changes to reduce the negative effect they have on the environment. As the effect of our choices becomes more widely known, some feel guilty about the decisions they make. According to an Aviva survey, 64% of adults in the UK have experienced “green guilt” after carrying out environmentally-unfriendly

Scams can have a devastating effect on your financial wellbeing and confidence. While investment scams may be rarer than some other types, they are often associated with losing more money and they’re on the rise. According to statistics from the Financial Conduct Authority (FCA), more than £25 million was lost between January 2021 and March

Inflation has been in the news for months now, as the rate increases. While you may notice the effects inflation has on the price of goods when you visit the supermarket, it can be more difficult to understand how and why it’ll affect things like your savings. More than half of cash savers don’t know

Pension auto-enrolment means that if you’re employed you’ve likely been automatically enrolled into a pension and contributions are deducted from your pay. However, the minimum contributions may not be enough to secure the retirement you want, and the sooner you identify a gap, the more options you have. The current minimum contribution is 8% of

Successive cuts to the Lifetime Allowance (LTA) and a freeze means that more people than ever could face an unexpected tax bill when they access their pension. The LTA is the total amount a person can build up in pension benefits without incurring tax charges. Since it was introduced in the 2006/07 tax year, there

When planning for your retirement, have you considered if you’ll be providing financial support to loved ones? A survey conducted by Key suggests that a third of new retirees are providing vital cash injections to children, grandchildren, or other family members. If it’s something you’ve not considered, you could face a shortfall. On average, retirees

Financial protection is an important part of creating long-term security. Yet, it’s something that many people overlook. Appropriate financial protection can provide you or your family with an income or lump sum when you need it most. It can create a valuable safety net and help ensure you’re still able to meet financial commitments if