Read the latest news and articles from the Gem & Co team
Financial planning is all about helping you to reach your life goals. Ultimately, the objective is for your wealth to allow you to achieve all the things you want to do now and in the future. That might be as simple as being able to relax and enjoy a comfortable retirement or helping your children
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When was the last time you stopped and paid attention to the sounds around you? It’s easy to become accustomed to the racket of your busy life – honking traffic, dogs barking, phones ringing – but just because you can ignore the constant noise doesn’t mean you should. A 2006 study on music unexpectedly discovered
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Trade wars and fears that tariffs could spark recessions meant investment market volatility continued in March 2025. Read on to find out more about some of the factors that may have affected the value of your investments recently. The Organisation for Economic Co-operation and Development slashed the growth forecast among advanced economies this year due
Read more11 million pensioners are targeted by pension-related fraudsters every year (Source: Parliament.uk) Since the beginning of 2018 alone, 14% of non-retired over 50s have received potential scam communication, according to Retirement Advantage. Despite the announcement that the Government is working toward a complete ban on pension cold calling, there is little relief for those who
Read moreDo you think the way that you give to charity has changed throughout your life? Do you see it changing as you get older? Research from Barclays has shown that those under the age of 35 gave an average of £246 to charity last year, with 35-54-year-olds donating a similar amount (£265). Interestingly, over-55s give
Read moreDo you have a dream retirement age in mind? Most people do. Unfortunately, many people believe that, no matter how hard they wish to retire on time, they will be beholden to their employer long past the age they’d like to be putting their feet up. The situation According to research from Scottish Widows, more
Read moreCould you let your child struggle financially and fend for themselves, or is it your responsibility to make sure they are totally comfortable when they eventually enter the adult world? Potentially, you might think that neither of these is the right choice for you, and that a fairer, middle ground exists. But, whatever your attitude
Read moreAfter working hard for many years and diligently saving, it is not surprising that many people begin to reign in the control they have over their capital as retirement age approaches. For instance, research from Retirement Advantage shows that, among those due to retire within 10-15 years: Around two fifths (39%) do not want their
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