Read the latest news and articles from the Gem & Co team
Here is a thought-provoking article published recently in The Independent. Gareth Rees, our Chartered Wealth Manager shares his view on the advantages of a globally diversified portfolio. http://www.independent.co.uk/money/spend-save/recession-proof-personal-finances-laid-off-redundancy-lose-job-income-savings-a7814126.html
Read moreDefined benefit (DB) pension schemes continue to be a hot topic in the business and financial worlds as an increasing number of people seek to transfer their pensions from a DB scheme. Recent figures suggest that more than four out of five (83%) of financial advisers in the UK have seen an increased demand for
Read moreA recent study by HSBC has revealed the main financial worries of the ‘millennial’ generation, recognised as those born between 1980 and 1997. As its title suggests, the ‘Future of Retirement’ survey focuses primarily on how millennials feel about how they are preparing for life after work, but also delves into the wider issues around
Read moreAs we wrote last year, ‘It is tempting to think that Brexit is the only game in town.’ Cross out ‘Brexit’ and replace it with ‘General Election’ and the sentiment holds good. But the rest of the world keeps turning – or in May, grinding to a halt as the WannaCry ransomware attack hit more
Read moreISAs have long been regarded as a simple and effective way of protecting your savings from the taxman, with the increased limit now allowing you to shelter up to £20,000 of your savings a year from being taxed. Whilst this can be a great help in protecting your nest egg during your own life, you’ll
Read moreIntroduction It’s difficult to know where to begin this month. In France? Where we now know the French Presidential election will be a straight fight between Emmanuel Macron and Marine le Pen. In the UK? Where, having declared several times that she saw no need for a General Election, Theresa May summoned everyone to the
Read moreFollowing the findings of the British Heart Foundation that over 20 million UK people are classed as physically inactive, the discussion of just how to tackle this growing problem has emerged once again. One suggestion is that it’s now time for employers to make physical exercise part of the paid working day. Many tech companies,
Read moreDuring a surprise announcement outside Downing Street on the morning of 18th April, Theresa May set the date of the next UK general election as the 8th June 2017, almost three full years before the previously expected date of May 2020. Delivering the statement revealing the move, Mrs May said that the early general election
Read moreThis month we welcome Ron Mbakwe to the GEM & Co team. Ron joins as a Technical Manager after previously working as Paraplanner at deVere United Kingdom. Having graduated from the University of Kent with a BSc. (Hons) Actuarial Science degree, Ron has obtained his Diploma in Regulated Financial Planning and is on track to
Read moreA new government savings bond, offering what the Treasury says is a “market leading” rate of 2.2%, has been launched online. The Investment Guaranteed Growth Bond (IGGB) was promised by the chancellor in last year’s Autumn Statement. Savers will be able to invest between £100 and £3,000 at any time over the next 12 months.
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