Read the latest news and articles from the Gem & Co team
Introduction Since the Spring Budget, the UK has held a General Election, the negotiations to leave the European Union have continued – not always at breakneck pace – and there has been the usual collection of mixed news for the UK economy. The General Election started as an expected coronation for Theresa May and ended
Read moreAfter months of speculation, the Bank of England finally raised interest rates in the UK for the first time in over a decade. The increase from 0.25% to 0.5% might seem small, especially when you consider that the last time the interest rate was increased in July 2007 it was up to 5.75%, but the
Read moreWhat’s the saying? ‘Close, but no cigar’. That’s how it was in October as all but two of the markets we cover rose in the month. Brazil’s market did manage to stagger up by just 14 points, meaning it was unchanged in percentage terms, but the Russian stock market let the side down, falling back
Read moreA new report has revealed that the UK’s working adult population has missed out on a staggering £94 billion over the past five years through failing to invest in the stock market and holding their money in savings accounts. The figure comes from public policy think tank, The Social Market Foundation, which has also found
Read moreOnce again, the team at GEM & Co is proud to be recognised as one of the best businesses at the Merton Best Business Awards. This year we were delighted to receive the runner-up award in the ‘Best Business under 50 employees’ category at this year’s award ceremony held at Epsom Downs Racecourse on 27th September 2017. In
Read moreThis month we welcome Joanna Smithers and Phillipa Morrow to the GEM & Co team to further enhance the quality and experience of our service. Joanna joins us as Practice Manager, a new role developed for our business in order to enable our three financial planners to spend more time focusing on their clients and their
Read moreA new study has found that paying to free up your time is linked to increasing your level of happiness. Individuals taking part in a psychological experiment said that they felt happier when using $40 (around £30) to save themselves time rather than buying material goods. Stress over not having enough time can lead to
Read moreIntroduction It is hard to start this commentary anywhere other than North Korea – or maybe crouching in Japan as a North Korean missile passes overhead. At the beginning of the month, Kim Jong-un threatened to bomb Guam, the US territory in the Western Pacific, and by the end of the month air raid sirens
Read moreWhether you’re nearing the start of your retirement or you’ve still got a few years of work ahead of you, it’s likely that you’ve already started planning this next significant phase in your life. But no matter how much you read, how many numbers you crunch and how many pounds you put away, you might
Read moreThe deputy governor of the Bank of England has stated that the bank should not be tempted to increase interest rates due to “imponderables” within the UK economy. The comments from Ben Broadbent, an ally of the governor of the Bank of England, Mark Carney, and a member of the Monetary Policy Committee (MPC), were
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