Read the latest news and articles from the Gem & Co team
After months of speculation and rumour, chancellor Rachel Reeves has delivered the Autumn Budget for 2025. In this update, we’ll explain the key changes and what they mean for you. Last year, in her maiden Budget, the chancellor sought to balance the public finances with tax rises to cover a reported £22 billion black hole.
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In life, the finest wisdom often comes from the most unexpected places. So, you may be surprised to learn that Jane Austen – one of the most revered romance authors of all time and a paragon of women’s literature – has anything to teach you about the modern world of finance. Born in Hampshire in
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Economies and businesses still face challenges, but statistics indicate some of the pressure, including rising inflation, is starting to ease. Read on to find out what affected investment markets in May 2023. Remember, you should have a long-term outlook when investing. You should have an investment portfolio that reflects your goals and you feel confident
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Everyone has heard the saying “money can’t buy happiness”, but research suggests it’s not accurate. According to a study from The Greater Good Science Center in the US, spending money can boost your wellbeing. However, simply heading to the shop and splurging on the latest technology or new clothes doesn’t yield the same results. Instead,
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Many families are facing financial challenges as the cost of living rises. As a grandparent, you may be in a position to offer financial support. Research suggests some grandparents are turning to equity release, but there are essential questions you need to answer first. A survey from Legal & General found 79% of grandparents have
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When you’re saving for long-term goals, choosing the right place to put your money is crucial. It could mean you have far more financial freedom later in life. If you’re thinking about retirement or your later years, you have multiple options, including pensions and ISAs. While ISAs are more accessible, read on to find out
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Retiring early is an aspiration for many workers looking forward to greater freedom. If early retirement is something you’re dreaming about, a survey suggests financial planning could help you turn it into a reality and enjoy the next chapter of your life more. A Standard Life study found, on average, people receiving financial advice plan
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If you want to improve your children’s long-term financial resilience, contributing to their pension could be a fantastic way to do so. While it’s common to gift money or other assets to loved ones, pensions are often overlooked. Yet, the tax treatment of pensions could mean they’re a great way to pass on wealth and
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Investing is often a crucial part of creating a long-term financial plan. Over the next few months, you can read about the investment essentials you need to know if it’s something you want to start doing or simply learn more about. Read on to find out what investing means, and why it’s something you should
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