Read the latest news and articles from the Gem & Co team
It’s been 40 years since Back to the Future delighted cinema-goers with its time-travelling adventure. Teenager Marty McFly discovers the power of the “ripple effect”, and it’s something that could be valuable when you’re creating a financial plan as well. One of the plot devices in Back to the Future is the ripple effect –
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Uncertainty continued to lead to market volatility in May 2025. However, there was some good news for investors as some markets recovered the losses they experienced in April 2025. Read on to find out more and what factors may have influenced your portfolio’s performance recently. While market movements may be worrisome, remember, it’s a normal
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New research suggests that our cognitive skills can start declining by age 30, if not earlier. If maintaining your health as you get older is one of your top priorities, it’s important to include mental workouts in your exercise regime as well as physical activity to keep your brain sharp. Read on to discover 10
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Welcome to our latest update of the investment markets. We take a quick look at some of the key factors that influenced the stock market in August and could continue to do so over the coming months. August has been characterised by volatility, recession fears and the ongoing trade war between the US and China.
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With summer over, the nights are already starting to draw in and the colder weather is arriving after months of record-breaking temperatures. That doesn’t mean you have to shelve your UK holiday plans until the spring though. Throughout autumn, there is still plenty of places to head without having to step on a plane when
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Care in old age and the associated costs continue to be an area of concern for those planning their finances for retirement. With costs often in the tens of thousands of pounds annually, it may be one of the biggest expenses that needs to be factored in. However, the uncertainty of whether it’ll be needed
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When you access your pension for the first time, will you still be working? Just a few years ago, it would have been a rare occurrence, but now half of people flexibly accessing their pension are still employed. Whilst it does have advantages, it could mean spending too much too soon. So, why is this
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Changes to how savings are taxed means ISAs (Individual Savings Accounts) may not be as attractive as they once were. However, there are still plenty of reasons why ISAs should be part of your financial plan. ISAs were first introduced 20 years ago in a bid to encourage more people to save. An ISA is
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