Read the latest news and articles from the Gem & Co team
As the old saying goes, investing is simple but not easy. It is simple to look back at market data today and wish that we had, for example, owned more US equities and less UK and emerging market equities over the past ten years, given their annualised returns of around 14.5%, 5.0% and 6.5%, respectively.
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As a parent, your child facing an illness could affect your finances just as much as becoming ill yourself. Appropriate financial protection could offer you a safety net when you need it most, including if you need to take a long period off work to care for your child. Read on to find out how
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Embarking on a holiday is about more than simply sightseeing – it’s also your chance to experience new and tantalising local dishes from around the world. An increasing number of people worldwide enjoy exploring exotic flavours during their time abroad. Acorn Tourism Consulting states that food tourism is one of the world’s largest and fastest-growing
Read moreOnce you’ve made a financial plan, that’s not the end of the process. Regularly reviewing it in the context of your current situation is a must. When you think back to what your priorities or aspirations were just five years ago, they’ve probably changed. Likewise, your financial situation may be different too. Not coming
Read moreHomeowners and retirees looking to boost their incomes are increasingly using equity release products. Giving homeowners a way to access the wealth tied up in their property, equity release can be an attractive option. It can give you a lump sum or pay over several smaller amounts. There are two main equity release options: 1.
Read moreMedia plays a huge role in the decisions we make on a daily basis. From digital news sites to social media, you can hardly escape its influence. But is ‘financial porn’ affecting your decisions and financial security? Sensationalist news has become commonplace; it’s evident with just a glance of the headlines in the morning’s newspapers.
Read moreAs you approach retirement, you’ve probably been dreaming about what you’ll do with the extra free time. Perhaps you plan to see the world, spend more time with grandchildren or indulge in some hobbies. But what would you do if your retirement income was less than expected? It’s a challenge many could soon be experiencing.
Read moreNovember marks Will Aid Month. We want to take the opportunity to remind you just how important a will is and explain why it should be considered a crucial part of your financial planning. You no doubt have an idea of what you’d like to happen to your wealth and assets once you pass away.
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