Read the latest news and articles from the Gem & Co team
As the old saying goes, investing is simple but not easy. It is simple to look back at market data today and wish that we had, for example, owned more US equities and less UK and emerging market equities over the past ten years, given their annualised returns of around 14.5%, 5.0% and 6.5%, respectively.
Read more
As a parent, your child facing an illness could affect your finances just as much as becoming ill yourself. Appropriate financial protection could offer you a safety net when you need it most, including if you need to take a long period off work to care for your child. Read on to find out how
Read more
Embarking on a holiday is about more than simply sightseeing – it’s also your chance to experience new and tantalising local dishes from around the world. An increasing number of people worldwide enjoy exploring exotic flavours during their time abroad. Acorn Tourism Consulting states that food tourism is one of the world’s largest and fastest-growing
Read moreInheritance Tax has hit a record high and with property prices soaring, now is the time to think about how to minimise the bill your loved ones will be left with. Talking about what will happen to your wealth when you die isn’t a topic anyone wants to discuss. But it’s an important area to
Read moreBrits who are heading abroad for their retirement have revealed the hotspots that are tempting them; of course, there’s more to think about than just the destination of your new home. For some approaching retirement, leaving the UK behind for different climes is a dream. Whether it’s the weather, culture or the desire for a
Read moreResearch has found 63% of workers approaching retirement are already planning on working longer than planned. So, do you know how long your pension would last if your retired today? Financial pressures mean that people are working for longer and often beyond the time they expected. With life expectancy rising, it’s important to assess how
Read moreUsing your gifting allowance effectively could mean you’re able to leave your children or grandchildren a significant, tax-free gift behind in the form of a £1 million pension. Discover the steps you can take to reach this goal. With auto-enrolment now in full force, the topic of saving for retirement has never been more relevant
Read moreIt’s easy to misplace important documents and the costs could mount up to a staggering £800. Keeping paperwork organised and in order is a step we should all be taking. Misplacing paperwork is an easy mistake to make. But did you know that a lack of organisation when it comes to your household documents could
Read more