Webinar Timestamps

[00:00] Introduction and disclaimers
[02:00] RIDICULOUS HEADLINES BEFORE the Budget

  • “Pension warning: Families rush to withdraw cash as fears grow over cuts to tax-free lump sum in Budget”
  • “Reeves to Axe ISAs and Force Brits into Stock Market Gamble
  • “Mansion Tax Will Make Your House Worthless Overnight”
  • Reeves’ Pension Perk PLUNDER: Tax-Free Cash Set for £100k Gutting – Savers Urged to Cash Out NOW Before Budget Bloodbath (Daily Mail, Oct 15, 2025
  • Pension Panic Mode: Reeves Eyes Savage Cut to Tax-Free Cash – Why Millions Must Act FAST or Lose £170k Forever (The Sun, Oct 10, 2025)
  • Budget BETRAYAL: Lifetime Gifts AXED in Reeves’ IHT Raid – No More Tax-Free Handovers to Kids Before 2030! (Express, Nov 15, 2025)

[09:00] What hasn’t changed?

  • Income Tax rates
  • Pension Tax relief
  • Tax-free cash
  • Lifetime gifts
  • CGT
  • ISA allowances frozen until 2031
  • IHT Bands
  • Personal Savings/ Dividend allowances

[21:00] Changes

  • Student Debts / Loans
  • Income tax rates on rental income, savings interest and dividends
  • Property tax (High Value Council Tax Surcharge)
  • LISA Life Time ISAs reform
  • Salary sacrifice – from 2029
  • VCTs reduced to 20%

[33:00] Questions

Useful Resources

 

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