Read the latest news and articles from the Gem & Co team
The popularity of investing in property to fund retirement remains prevalent, in spite of the government’s attempts to make buy-to-let less and less attractive. But is buy-to-let investment really a viable alternative to a pension pot, for example? A recent study has investigated the numbers behind each option. The research looked at how £100,000 would
Read moreThe latest figures surrounding the pensions lifetime allowance (LTA), which governs how much your pensions can be worth without triggering an extra tax charge, suggest that a considerable number of middle-income earners are being hit by the lower threshold. The amount collected from pensions exceeding the LTA by HMRC during the 2015-16 tax year came to
Read moreResearch from the Institute of Fiscal Studies (IFS) surrounding wealth in the UK has been making headlines in recent months. The study has found that people born during the 1980s are now half as wealthy as those born in the 1970s were at the same stage in their lives. This makes children born during the
Read more“Make America Great Again.” First we had Brexit, now we have President-Elect Donald J. Trump. The reasons why Donald Trump will be inaugurated as the 45th President of the United States will be debated long and hard. Was it that people who hadn’t voted for years turned out to support him? Was it all down
Read moreWe are somewhat loathe to put out yet another piece about what might happen in the markets as it risks focusing long-term, sensible investors’ minds on short-term events. The referendum on Scottish independence, Grexit, China’s slowdown and most recently Brexit, have come and gone, in market terms, with most investors sitting on healthy increases in
Read moreRetirement is undoubtedly the section of your life which received the largest amount of planning for most people, with much of your working life spent ensuring you can live where and how you want once you’ve retired. However, as with all plans, there are always going to be aspects of your retirement which don’t end
Read moreIf you are thinking of setting up a trust fund for a family member please read the attached article published in October’s Time & Leisure magazine which sees GEM & Co’s partner Gareth Rees contributing his advice on the subject. Should you require any further information or advice on this matter then please don’t hesitate to get in
Read moreGEM & Co were delighted to receive the runner-up award for Service Excellence at this year’s Merton Best Business awards ceremony held at the All England Lawn Tennis Club on 22nd September 2016. This is the third year in a row that GEM & Co has won one of these prestigious awards, winning the Customer Service Excellence
Read moreIntroduction September was the month when nothing much happened on the world’s stock markets. Three of the 11 major markets on which we report were up, three were unchanged and five were down – but none of them by very much. The UK led the way, albeit only up 2%, while Japan and China were
Read moreFollowing the Bank of England’s decision to cut interest rates to a record low of 0.25% at the beginning of August and the initial reaction to that from within the financial sector, the resultant effects continue to be felt over a month later.Cash savings accounts have been hit the hardest, with some banks making cuts
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