For many, early retirement is a dream. If giving up work before you reach State Pension age is something you’re hoping to achieve, planning as soon as possible can help turn it into a reality. Retirement at any stage requires planning and preparation. But if you’re hoping to give up work sooner than the traditional
When it comes to planning how your estate will pass to your loved ones, there could be a crucial element that you’re missing; your pension. While you’ve probably thought about who you’d like to inherit your home, investments and savings, pensions are often forgotten about. It’s easy to see why, after all, while you regularly
We are delighted to announce that Gareth and Elliott have both been named as two of the UK’s ‘top-rated’ financial advisers. The list, based on reviews by genuine clients and compiled by VouchedFor, was published in The Times newspaper on Saturday 23rd February. All advisers on the list: Must have received at least 10 genuine
If you’re in a position to support loved ones financially, it can be difficult to know what to do. How should you go about passing on your wealth, helping to improve their financial security? There is more than one option for you to consider, as well as the impact it could have on your own
You’ve set out a financial plan and followed the course of action you were advised on. Now, you can simply kick back and forget about it, right? Wrong. Effective financial planning is about much more than simply coming up with an initial strategy. Regularly going back to your plan and checking in with your financial
With university fees, rising house prices and other financial pressures, young adults can struggle to achieve financial security and tick off milestones. If you’ve got children or grandchildren, you may be considering starting a nest egg to help them along the way. It’s a decision that could make their transition into adulthood smoother. Whether you’re
From a young age, we’re told to save for a rainy day. Hopefully, it’s a message that’s instilled some good money habits into adulthood, setting you on the right path for future goals, be it retiring early, buying a property or travelling. But, while we’re told to save, rarely do we talk about the importance
When you’re planning your financial future, you’ve probably considered how much you need and how much you can afford to put away. But when you’re planning your retirement, have you factored in longevity? At a time when retirees can access their retirement savings far more flexibly and in a way that suits them, longevity risk
The Brexit debate is still raging and while plenty of people are making predictions about what will happen, uncertainty seems to be the only continuous theme. If you’re looking to buy a home or move this year, what does it mean for you? The official date when Britain is set to leave the European Union
During your working years, you may have actively planned for the unexpected. Perhaps you set aside some of your income each month to cover emergencies or took out a protection product to act as a safety net. However, some find as they enter retirement these good habits fall to the wayside, but it’s still important