Read the latest news and articles from the Gem & Co team
As the American baseball coach Yogi Berra, renowned for his comical quotes, once said ‘It’s Déjà vu all over again!’; that is very much how this recent market sell-off feels. Experienced investors will be familiar with the scenario that has been playing out over the past couple of weeks in the markets and familiar, too,
Read moreAn analysis of the Chancellor’s Summer Budget recently published by ‘This is Money’ presents the outcomes for individuals and families in relation to broad categories of ‘Winners’ and ‘Losers’. One category labelled as winners are Taxpayers. The threshold at which workers start paying higher rate tax will rise for the first time in five years,
Read moreInheritance tax, once only paid by the super-rich, has become a middle-class plague as house prices have soared. But millions will now escape this unpopular ‘death duty’ thanks to a chunky new allowance announced by the Chancellor. For all bar the wealthiest, inheritance tax should no longer be a problem. The new rules mean family
Read moreThe so-called ‘New State Pension’ will come into force on April 6th 2016 and will affect all pensioners who reach state pension age from that date onwards. For women, this means that you will be affected if you were born on or after 6th April 1953. For men, you will be affected if you were
Read moreJuly was a dramatic month. Greece held a referendum and emphatically rejected the austerity package offered by its creditors. Motor-cycle riding Finance Minister Yanis Varoufakis resigned, calling the creditors “terrorists”, and the new finance minister, Euclid Tsakalotos, was seen going into yet another final, final crisis meeting with his negotiating position scribbled on hotel notepaper.
Read moreAn essential part of writing this bulletin each month is making daily notes on the main business and stock market news. This month we have comfortably broken our record – more than six pages of notes. And as you might expect, about half of those pages are about Greece and its debts. ‘An agreement was in sight’
Read moreNew research from Prudential, in the insurer’s ‘Class of’ Study, which tracks the future plans and aspirations of people planning to retire in the next 12 months, has now been released, in the study’s eighth year. This year the research found that for the ‘Class of 2015’ divorcees, the average expected retirement income is £15,700
Read moreBy now, if you are somewhere in the retirement experience – either approaching it, passing through it or leaving it behind – you will already have experienced firsthand your own childhood and maybe that of your children, grandchildren and great-grandchildren. Now you are heading to experience later life, which for most of us will stretch
Read moreWhilst the summer brings bright evenings and warm weather, it can also be a very expensive time of year. Handy tips to help you save money whilst the sun is shining (hopefully) are always welcome, as even the smallest savings can build up to give you a little extra cash at the end of each
Read moreWe are delighted to announce that for the second year running we have been shortlisted as a finalist in the Merton Business Awards – this year it’s in the ‘Service Excellence’ category. In 2014, you may remember that we were the winners of ‘The Extra Mile’ category The awards recognise the most successful companies based
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