The amount aspiring homeowners and those taking the next step up the property ladder can borrow is increasing. However, it’s crucial those seeking credit assess their own ability to meet repayments. In the past, a general way to calculate the maximum you could borrow was to times your annual salary by three. But reports suggest

When was the last time you reviewed your investment portfolio? It’s a task that can seem daunting and a one that’s easily forgotten about as life gets in the way. But it’s an important step to take to ensure your investments are on track with your personal goals in mind. If these seven signs are

Homeowners and retirees looking to boost their incomes are increasingly using equity release products. Giving homeowners a way to access the wealth tied up in their property, equity release can be an attractive option. It can give you a lump sum or pay over several smaller amounts. There are two main equity release options: 1.

As you approach retirement, you’ve probably been dreaming about what you’ll do with the extra free time. Perhaps you plan to see the world, spend more time with grandchildren or indulge in some hobbies. But what would you do if your retirement income was less than expected? It’s a challenge many could soon be experiencing.

Will you be better or worse off because of today’s Budget? In a relatively quiet Budget our summary answers that question, please read on to find out. Winners Earners The Chancellor brought forward an election pledge to increase both the Personal Allowance and Higher Rate tax band, affecting 32 million people. From April 2019, the

Whichever way one voted, it is hard not to be dismayed by the shambles that is Brexit, concocted by all sides. In the event that any deal agreed gets voted down in Parliament, or there is no deal, there is a material chance that the government could fall. One or both of these events would

In the next 20 years, the number of elderly people needing constant care is expected to double. You’ve probably thought about how long your pension needs to last and whether you’re saving enough. But have you factored in the cost of care? By 2035, it’s expected there will be 446,000 adults aged over 85 that

Investors are increasingly investing their money with sustainability concerns in mind, figures show. As October marks Good Money Week, we take a closer look at what ethical investing is and how the demand is growing. It’s predicted that the UK’s demand for ethical investment will grow by 173% by 2027, according to research from Triodos

Inheritance Tax has hit a record high and with property prices soaring, now is the time to think about how to minimise the bill your loved ones will be left with. Talking about what will happen to your wealth when you die isn’t a topic anyone wants to discuss. But it’s an important area to

Research has found 63% of workers approaching retirement are already planning on working longer than planned. So, do you know how long your pension would last if your retired today? Financial pressures mean that people are working for longer and often beyond the time they expected. With life expectancy rising, it’s important to assess how