Wimbledon's Leading Firm of Chartered Financial Planners

How do you know when you can retire?

The retirement milestone should be one that’s celebrated. But all too often it’s one that’s affected by doubt and uncertainty too. Giving up your working life is a big decision and one that’s in your hands. However, knowing when you’re ready to retire and in the financial position to do so can be challenging. As […]

Do you know your State Pension age?

Retiring is a milestone many of us look forward to as it draws near. The prospect of leaving the world of work behind and having more free time to dedicate to the things you enjoy is certainly appealing. But research suggests that many of those approaching retirement don’t know when they can expect to receive […]

The retirement income you choose could impact wellbeing

Often as we approach retirement, we look at our finances and wellbeing separately. But the two have a direct impact on one another. With more retirement choices than ever before around how you are able to draw pension income, making a decision that’s not right for you could harm your mental wellbeing and satisfaction. Research […]

How does cashflow modelling help you?

Financial planning can be filled with jargon and it can be difficult to understand exactly how the processes help you and the value it adds to your plans. One of the valuable tools we use is cashflow modelling. It’s a strategy that offers plenty of benefits to clients, so we wanted to take the time […]

The ins and outs of Flexi-Access Drawdown

Since the introduction of Pension Freedoms, more retirees are choosing to leave their retirement savings invested. But before you decide how to take your pension, understanding the ins and outs of using Flexi-Access Drawdown is important. First up, what exactly is Flexi-Access Drawdown? When you come to take your pension, you can choose to leave […]

Why calculating the mortgage you can afford is important

The amount aspiring homeowners and those taking the next step up the property ladder can borrow is increasing. However, it’s crucial those seeking credit assess their own ability to meet repayments. In the past, a general way to calculate the maximum you could borrow was to times your annual salary by three. But reports suggest […]

Getting to grips with the Nil Rate Band for Inheritance Tax

Inheritance Tax (IHT) is one of the most controversial taxes and it’s one that can lead to much confusion. If you’re planning how you’ll pass your wealth on to loved ones, IHT can be difficult to get your head around. Once you throw in Nil-Rate Bands, you might be at a loss as to what […]